No. Auto insurance is not a requirement in Virginia in every instance because the Commissioner of the DMV may accept a vehicle owner's application to be relieved of the requirement that his vehicles be insured. This exception requires the owner to prove that he has sufficient wealth or resources to pay a judgment that may be entered against him arising from the operation or use of a non-insured motor vehicle. However, the amount one has to prove need not be more than that required for liability insurance purposes.

Isn't it mandatory in Virginia that all drivers carry auto insurance?

 

A: No. Auto insurance is not a requirement in Virginia in every instance because the Commissioner of the DMV may accept a vehicle owner's application to be relieved of the requirement that his vehicles be insured. This exception requires the owner to prove that he has sufficient wealth or resources to pay a judgment that may be entered against him arising from the operation or use of a non-insured motor vehicle. However, the amount one has to prove need not be more than that required for liability insurance purposes.


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