No. Auto insurance is not a requirement in Virginia in every instance because the Commissioner of the DMV may accept a vehicle owner's application to be relieved of the requirement that his vehicles be insured. This exception requires the owner to prove that he has sufficient wealth or resources to pay a judgment that may be entered against him arising from the operation or use of a non-insured motor vehicle. However, the amount one has to prove need not be more than that required for liability insurance purposes.

Frequently Asked Questions

 


Q:

Isn't it mandatory in Virginia that all drivers carry auto insurance?

A: No. Auto insurance is not a requirement in Virginia in every instance because the Commissioner of the DMV may accept a vehicle owner's application to be relieved of the requirement that his vehicles be insured. This exception requires the owner to prove that he has sufficient wealth or resources to pay a judgment that may be entered against him arising from the operation or use of a non-insured motor vehicle. However, the amount one has to prove need not be more than that required for liability insurance purposes.


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